20 Nov Renovation Financing, Fix & Flip, & DSCR Loans Zoom $20 (member price) Renovation Financing, Fix & Flip, & DSCR Loans Zoom $20 (member price) Thursday, November 20, 2025 (9:00 AM to 10:00 AM) 1.00 Education Credits Zoom - Video & Audio REQUIRED - Students must be seated - No driving 1-2 Hour CE Credit Classes, Renewal Elective Classes, Zoom Classes Details You're Registered! DescriptionLocationInstructorsCancellation Policy Renovation Financing, Fix & Flip, and DSCR Loans 1 hour elective Zoom Only! Learn how to leverage renovation financing, fix-and-flip strategies, and DSCR loans to maximize real estate investment returns. Gain practical tools to fund, manage, and profit from property projects effectively. Zoom - Video & Audio REQUIRED - Students must be seated - No driving Zoom - Video & Audio REQUIRED - Students must be seated - No driving Dave Lewis Accomplished and results-oriented professional with extensive experience in mortgage and real estate development, team leadership, and portfolio management. Proven track record of excellence in developing and maintaining builder accounts, designing and executing aggressive sales and marketing strategies, and improving mortgage processes to boost production and market share. Solid history of success in delivering excellent customer service, maximizing satisfaction rate, and establishing long-term professional relationships with clients and staff members. Expertise in leading mortgage education programs, conducting training and development sessions, and managing teams to achieve shared visions and goals. Areas of Expertise include: ▪ Financial Planning & Analysis ▪ Excellent Customer Service ▪ Account Development & Management ▪ Portfolio & Program Management ▪ Business Development ▪ Recruiting & Staffing Initiatives ▪ Strategic Planning & Execution ▪ Revenue & Profit Growth ▪ Reporting & Documentation ▪ Cross-team Collaboration ▪ Continuous Process Improvement ▪ Regulatory & Compliance Management Professional Experience Halo Capital ∙ Des Moines, IA ∙ Feb 2023 to Present M ORTGAGE L OAN O FFICER As a high-level Mortgage Broker, I originated and close residential and commercial loans. consistently exceeding production goals while specializing in conventional, FHA, VA, jumbo, renovation, DSCR, and non-QM financing. I built and maintained strong referral networks with top real estate agents, builders, and financial advisors, positioning myself as a trusted advisor in housing finance. Skilled in structuring complex loan solutions and negotiating favorable terms, I guided clients through the mortgage process with clarity and confidence, earning repeat and referral business. Additionally, I directed and mentored loan officers and processors to ensure compliance, efficiency, and timely closings, while delivering market insights and training presentations to referral partners. HOMESERVICES LENDING AN AFFILIATE OF BERKSHIRE HATHAWAY ∙ Ankeny, IA ∙ June 2010 to Nov 2021 S ALES M ANAGER Create new and manage existing builder accounts. Evaluate and streamline mortgage process by providing active contributions in various committees. Identify needs for skills improvement and arrange effective training and development sessions for new team members on company processes, procedures, and sales strategies to boost knowledge and performance. Key Accomplishments: ● Planned and ensured successful execution of mortgage education programs. ● Consistently achieved customer service scores rated above company’s national average. ● Developed and implemented robust and aggressive sales strategies and provided exceptional customer service that doubled production and market share for Ankeny location within first two years. HOME SAVINGS OF AMERICA ∙ West Des Moines, IA ∙ Feb 2006 to June 2010 B RANCH M ANAGER Delivered strategic leadership to a team of 12 employees and encouraged them to achieve set goals. Ensured that overall branch operations performed in accordance with policies, procedures, and regulatory David Lewis Page Two of Two standards during ever-changing regulatory market. Originated mortgages and helped other Mortgage Loan Officers in originating mortgages and process staff to close mortgages. Held responsibility for profit and loss along with recruiting staff. Key Accomplishments: ● Achieved top 20 status from more than 180 branches nationally by enhancing production by over 25% each year in highly competitive and declining market. ● Accelerated business growth by expanding operations for branch office from three to 12 staff members. IOWA MORTGAGE PROFESSIONALS ∙ West Des Moines, IA ∙ July 2004 to Feb 2006 L OAN O RIGINATOR Formulated and executed effective marketing strategies for company that improved market share and exposure. Doubled existing book of business through aggressive sales and marketing to real estate agents in Des Moines market. Education & Credentials Bachelor of Arts in Business WILLIAM PENN UNIVERSITY | West Des Moines, IA Associate of Arts in Marketing DES MOINES AREA COMMUNITY COLLEGE | Ankeny, IA Honors and Professional Affiliations: Iowa Mortgage Association Board Member | Iowa Real Estate School Instructor | Certified Mortgage Advisor Iowa REALTORS® School reserves the right to cancel any class for any reason; including but not limited to insufficient enrollment, instructor illness, and closings due to severe weather. Please remember that cancellations or closings should be rare events. In the event of cancellation, registered participants will have the option of a full refund, full credit, or a reserved seat in the next available class at no additional cost.CANCELLATION by a student, if requested no later than two full days before scheduled course date, will qualify for a full refund. If class cancellation is requested any later than 48 hours prior to class, the refund will be less a $25.00 cancellation fee. Members may log in to the My Account section of our website to cancel a class and receive the appropriate refund. NO SHOWS will be charged the full amount of the course.Students may RESCHEDULE at no additional cost to attend any future class that is conducted within 90 days of original course date. Requests must be made no later than 72 hours before originally scheduled course time. NO SHOWS will be charged the full amount of the course. If they choose to reschedule they must pay the full price of the course again.LATE ARRIVALS: In accordance with the Real Estate Commission's Administrative rules, successful completion of continuing education requires full time attendance throughout the program, course or activity. A student who arrives late, leaves during class or leaves early shall not receive a certificate and such circumstance will be treated as a no-show and no refund will be granted.